Bridge Loans
Bridge loans are short-term financing options for investors and homeowners to seize opportunities without long-term commitment.
Residential Bridge Loans
Bridges gap between selling a home and buying a new one; also for various real estate acquisition strategies.
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Term: 6-18 months
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Loan Amount: $70K to $2M
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Interest Rate: 8-15%
Commercial Bridge Loans
Bridges gap between selling a home and buying a new one; also for various real estate acquisition strategies.
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Term: 6-18 months
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Loan Amount: $70K to $2M
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Interest Rate: 8-15%
Fix and Flip Bridge Loans
For single-family investors (up to 4 units) to finance purchase and renovation of distressed properties.
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Quick approval
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Renovation costs included in loan
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Funds held in escrow
Ground-Up Construction Bridge Loans
For real estate developers to finance land acquisition, permitting, and construction.
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Interest Rate: 12-18%
Blanket Bridge Loans
Leverages multiple properties with a single loan for portfolio expansion.
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Flexible capital extraction
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Financing multiple properties simultaneously
Bridge Loans for Foreign Investors
Leverages multiple properties with a single loan for portfolio expansion.
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Terms: 6-18 months, higher down payments (35-50%), no prepayment penalties
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Interest Rates: 8-18%
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LTV: 40-70%
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Fees: 2-5% origination
Qualification: Valid passport, proof of international income, 700+ credit score, liquid assets, investment strategy.
Use Cases: Rapid acquisitions, renovations, portfolio diversification, international transactions.
Key Characteristics
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High interest rates compared to traditional loans
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Short terms (6-24 months)
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Quick approval and flexible underwriting
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Significant equity/collateral typically required
Documentation & Risk Mitigation
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Bank statements, property appraisals, business plans, financial statements
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Strong collateral, thorough property evaluation, exit strategy
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