Because foreign national mortgage loans are US-based mortgages, all the calculations are done in US dollars. Due to globalization and various economic factors, more and more people are looking outside of their native countries for investment opportunities. Some don’t have enough cash on hand to cover the costs of those investments outright, so they turn […]

Finding a suitable Airbnb property is one thing. Finding financing for it is a completely different matter. One of the major problems real estate investors, both old and new, have to deal with is the lack of good financing options for Airbnbs. Getting short-term rental loans in a traditional way can be challenging, to say […]

In 2013, the Ability-to-Repay (ATR) rule was formally introduced as part of the Wall Street Reform and Consumer Protection Act. It established the rules and guidelines that mortgage lenders must follow to ensure borrowers can repay their loans. And the implementation of these rules has given birth to what’s now popularly called Qualified Mortgages or […]

The United States has the world’s biggest real estate market, attracting many foreign nationals for one reason or another. Some are solely interested in purchasing an investment property in the US, while others are considering moving to the US and want to figure out their future living situation by taking nonresident mortgage loans.  Whatever the […]

Suppose you are interested in buying a property in a foreign country as an investment, a vacation home, or even a future main residence. In that case, one of the questions you’ll probably have is: How to finance an overseas property? In this article, we’ll explore the main aspects of international mortgage lenders and real […]

The US has one of the largest real estate markets in the world, with an estimated worth of $2,53 trillion in 2023. Because of this, it’s no wonder that many investors, both domestic and foreign, are looking to get a piece of that very large pie. Thanks to the highly developed financial services market, investors […]

The US has the most developed financial sector in the world, with an estimated worth of around 3,6 trillion dollars. The sector offers an incredible amount of services, including ITIN mortgage loans. Apart from being the main topic of this article, ITIN mortgage loans are a specific type of non-qualified mortgage loans mainly aimed at helping […]

Unfortunately, DSCR loans are not available in Canada. However, you can get a DSCR loan as a Canadian, but only if you wish to invest in the US real estate market, which is far larger and offers more opportunities than the Canadian market. To make a quick comparison, the Canadian real estate market is worth […]

There are a lot of Canadian citizens looking to buy property in the US, and their number just keeps rising. In the past 10 years, more than half a million Canadians have bought property in the US, and it doesn’t seem like this trend is going to stop. In 2023, Canadians were among the top […]