Mortgages
DSCR Loan Down Payment – A Short Guide
In the past 3 years, DSCR loans have become increasingly popular amongst both beginners and experienced real estate investors. Since then, the amount of money issued by DSCR loan lenders in the US has increased from $4,2 billion to more than $16,5 billion, and it doesn’t look like it will stop there. Apart from being […]
Everything About 1007 Appraisal Form
In the world of real estate, evaluating properties and their rent schedule (or potential rental income) are two of the most important processes. They are used to help investors make the most informed decisions possible. The process of evaluation can significantly mitigate risk and allow for a deeper insight into a specific property’s worth and […]
DSCR Calculator: 2 Main Methods to Calculate DSCR
The entire US real estate market has an estimated value of more than $33 trillion. Rental properties account for around 36% of that value, or roughly $11 trillion. We can all agree that’s a lot of money, which is exactly the reason why many investors (both domestic and foreign) choose to purchase US-based properties. Which is […]
Foreign National Mortgage Loan: What Is It And How To Get One?
You don’t have to be a US citizen or a resident to buy property in the US because there is a mortgage you can get for foreign nationals. In fact, foreign investments in US real estate, just for the period between 2021-22, have surpassed $55 billion. Some of those investments were cash-direct, but others were […]
DSCR Loan Interest Rates: The In-Depth Analysis
DSCR loans are a type of mortgage loan where the Debt Service Coverage Ratio (DSCR) is used as a main metric to evaluate and approve them. These types of loans are solely for investors and are not for people looking to finance their primary residence. And, just like with other types of interest, the DSCR […]
Debt Service Coverage Ratio (DSCR): No-Income Mortgage Loan
The most important thing about investing in real estate is numbers. If they work, everything else tends to fall into place. And in the US, those numbers are – 3,81 trillion dollars, (the value of the US real estate market). With so much money on the table, it’s no wonder that a lot of people […]
Can Foreigners Get an Investment Loan to Buy Real Estate in the US?
If you’re a foreigner who wants to build a future for yourself in the US or send your children to study there, buying a home in the States can make your life that much easier. But even if you’re just looking for great investment opportunities abroad, investing in US real estate is one of the […]
A Foreign Investors Guide to Building Credit Score With an ITIN
The easiest way to secure funding for your first real estate investment in the US as a foreigner is by getting a loan. However, it is smart to build credit score with ITIN for most American banks even to consider giving you one. The reason is simple — credit score is a numerical representation of […]