In 2013, the Ability-to-Repay (ATR) rule was formally introduced as part of the Wall Street Reform and Consumer Protection Act. It established the rules and guidelines that mortgage lenders must follow to ensure borrowers can repay their loans. And the implementation of these rules has given birth to what’s now popularly called Qualified Mortgages or […]

Indians have been moving to the US since the 17th century. They are an essential part of what makes the US great and are there to stay. In fact, they are not only staying but thriving.  Each year, a lot of Indians purchase houses in the US, collectively spending billions of dollars and positively affecting […]

Since the armed conflict between Ukraine and Russia started, many Ukrainian citizens have left the country to avoid the brutality of modern warfare. Recent estimates claim that between 10 and 15 million Ukrainians were forced to flee their homes and settle in other countries as war refugees. One of those countries where many Ukrainian citizens […]

Over the past couple of years, almost one million Russians have left their motherland due to political and other circumstances. Many of those 1 million chose to relocate to the US, despite the fact that the relations between these two countries have declined. In this article, we’ll provide you with crucial information on how to […]

The United States has the world’s biggest real estate market, attracting many foreign nationals for one reason or another. Some are solely interested in purchasing an investment property in the US, while others are considering moving to the US and want to figure out their future living situation by taking nonresident mortgage loans.  Whatever the […]

Suppose you are interested in buying a property in a foreign country as an investment, a vacation home, or even a future main residence. In that case, one of the questions you’ll probably have is: How to finance an overseas property? In this article, we’ll explore the main aspects of international mortgage lenders and real […]

The US hosts the largest number of international students of any country in the world. Estimates show that more than 1 million foreign students live and study in America. This is partly due to the fantastic quality of the country’s higher education institutions.  To give you a small example of how good and prestigious US […]

The average cost of living in the US can significantly differ from one state to another. How much money you’ll need to cover monthly expenses will depend on where in the US you choose to live. But before you move to the US and settle in the local economy, it’s important to have a general […]

The US is a land built on immigration and welcomes between 3 and 5 million immigrants each year. There are many different ways to legally move to the US, and one of the most popular ones is to get an employment-based visa. But before you can get one, your future employer needs to go through […]