Best Mortgage Brokers and Lenders in Florida
Finding a good mortgage broker on your own has become increasingly difficult in recent years, can take up a lot of your time, and will not always yield positive results. The danger of finding a bad mortgage broker is even greater if you’re a beginner in real estate and not willing to put in a little work. That’s why around 30% of people looking for loans choose to get in touch with local Florida mortgage brokers who are experienced in finding the best mortgage deals in the local market.
In this article, we’ll tell you about some of the best mortgage companies in Florida based on the number of deals these companies close per year and the types of loans they offer. Some of these mortgage brokers provide mortgages to nonresident investors, but they are not experts like we are.
Let’s start.
Florida Mortgage Brokers
Before we share with you information about the best mortgage companies in Florida, let’s briefly mention the method we’ve used to generate our list. Don’t worry, it’s not complicated. We’ve relied on the numbers and have used the data from the Scotsman Guide to create our rankings. To fetch their closing information, we used Model Match information that we pay for. Now, with that out of the way, let’s dive in, and to keep your attention, we saved the best for last.
1. Bluegrey Mortgage
The first place on our list of best Florida mortgage brokers is a company called Bluegrey Mortgage. Headquartered in Tampa, Florida, the company has recently celebrated its 10-year-anniversary. You don’t get to be in business for 10 years without doing a lot of things right, and Bluegrey Mortgage is no exception. Their mission to serve customers with honesty, integrity, and competence separates them from the pack and puts them high on our list of top mortgage companies in Florida.
This mortgage brokerage company, founded by Tyler Nguyen, prides itself on closing Conventional and FHA loans in under 30 days. And, if you know anything about the mortgage industry, that is quite an amazing feat. They also produce great numbers, in addition to expediency and dedication to their clients. In 2024 alone, this company closed 188 mortgage loans with a total volume of $70,484,933.
Thanks to their great success in recent years, the company has expanded its mortgage services to include the markets of Kansas, Texas, Colorado, Oklahoma, and Pennsylvania.
2. appli Home Loans
appli Home Loans have established itself as a top Florida mortgage broker by focusing on simplifying the entire loan process. The company uses the same advanced technology we use to provide quick closing times while not forgetting the most important thing in the mortgage business — the overall customer experience.
Thanks to their continued success, appli Home Loans have expanded its business from just Florida and now provides conventional mortgage services to people of Texas, Tennessee, Michigan, Ohio, Colorado, South Carolina, Illinois, and Georgia.
In 2024, this company had some amazing results — they’ve closed 170 mortgage deals with a total amount of $61,797,469.
3. Future Home Loans
Future Home Loans, our third pick for best mortgage brokerage in Florida, is a relatively new company with only four years in the business. It was founded by a team of top loan producers with one single goal — to fix the mortgage experience. Their focus on customer experience and making the process feel like a walk in the park is what makes them stand out.
In 2024, Future Home Loans had an amazing year. The team closed 161 mortgage loans with a total volume of $55,214,547. Apart from the sunny state of Florida, this local mortgage broker also provides services in Tennessee, Georgia, North Carolina, South Carolina, Texas, Virginia, and Colorado.
4. First Coast Mortgage Funding
Owned by two industry veterans, Jason Kindler and Aaron Bacus, First Coast Mortgage Funding is all about customer experience. Their loan officers are diligently trained and encouraged to ensure each client gets the same great experience. Currently, the company works closely with 30 mortgage lenders, allowing them to offer tailored financial solutions to each family they serve. They also enable clients to submit pre-qualification applications through their online portal.
This mortgage company in Florida offers different types of loans, including:
- ITIN mortgage loans
- Fix-and-flip loans
- Foreign national mortgage loans
As one of the best mortgage companies in Florida, First Coast Mortgage Funding had another amazing year. In 2024, they closed 126 mortgage deals with a total volume of $54,864,531.
5. CrossCountry Mortgage LLC
CrossCountry Mortgage LLC was founded all the way back in 2003 by Ronald Leonhardy Jr. For over two decades, they successfully operated by keeping the founder’s original goal in mind — becoming a mortgage lender that provides clients with clear and quick home loans. Please note that this company is a lender, and not a broker. They do not work with Foreign Nationals and have less programs available than a broker.
The company offers over 120 different mortgage solutions, including purchasing, refinancing, and home equity lines of credit. Some of the main types of loans this mortgage company in Florida offers to its clients include:
- Various non-QM loans
- Conventional loans
- FHA loans
- VA loans
Just like other companies on our list, this Florida mortgage lender has had an amazing 2024. They’ve managed to successfully close 163 mortgage deals with a total volume of $91,096,339.
6. Accufunds Financial LLC
Founded eight years ago by an industry expert, Elaine Wang, Accufunds Financial LLC is a company that prides itself on a deep understanding of Florida’s property markets. Their personalized approach and commitment to making their client’s financial success a priority is what makes them one of the best Florida mortgage companies and is exactly what puts them on our list. This company does not focus on Nonresidents investing in Florida.
Some of the mortgage loan solutions that this company offers include:
- FHA loans
- VA loans
- Jumbo loans
- Conventional loans
In 2024, Accufunds Financial LLC successfully closed 134 loans with a total volume of $51,781,976.
7. RE Financial Services Inc.
Number 7 on our list of best Florida mortgage brokers is a company with almost four decades in the business (38 years, to be precise). They’re called RE Financial Services Inc. and are an absolute powerhouse of Florida’s real estate market. Run by industry veterans with over 75 years of combined experience, RE Financial has focused on FHA, VA and Conventional financing with a heavy emphasis on purchase transactions and realtor referral business.
In 2024, RE Financial Services Inc. closed 121 loans with a total volume of 46,979,642.
8. Primary Residential Mortgage Inc.
Primary Residential Mortgage Inc. is a lender that’s been in the mortgage business for just over 14 years. The company was founded with a mission to become a nationally respected mortgage broker while never forgetting its local roots. Their business model relies on four core pillars:
- Enterpenuliar freedom
- Selfless partnership
- Battle-tested models
- Legendary service
2024 was amazingly successful for this Florida mortgage brokerage company. They’ve managed to close 210 loans with a total volume of $103,602,223.
9. Future Home Loans
Headquartered in Jacksonville Beach, Florida, Future Home Loans has successfully been in the mortgage business for over 20 years. What separates them from other companies and what has landed them on our list of the best Florida mortgage brokers is their unique approach to customer experience. Prioritizing their clients’ future, the team behind Future Home Loans offers guidance throughout the purchasing process.
The company is also a proud employer of US military veterans and is focused on giving back to the Veteran community by providing them with low-interest VA mortgages coupled with fantastic customer experience. In 2024, the company closed 126 loans with a total volume of $43,807,544.
10. Ace Lending Group LLC
Ace Lending Group LLC was formed by industry experts over 7 years ago. With the goal of not wasting the customer’s time or money, the company has developed a unique online loan application process and custom digital quotes. This modern approach has allowed them to close loans quickly, with an average closing time of around 30 days.
Ace Lending Group LLC offers different types of mortgage solutions, including:
- FHA loans
- VA loans
- Jumbo loans
- USDA loans
Similarly to other mortgage companies in Florida from our list, this one has also had an amazing 2024. The company has managed to close 136 loans with a total volume of $41,665,024.
11. Coast2Coast Mortgage LLC
Coast2Coast Mortgage LLC was founded 22 years ago with the understanding that finding a perfect loan can be overwhelming and time-consuming and with a goal to simplify that process. Over two decades in existence, the company has successfully provided customized mortgage solutions to its clients and continues to do so today.
The company’s commitment to customer services and their clients’ financial success is what separates them from other mortgage brokers and what lands them on our list of best Florida mortgage brokers.
Coast2Coast Mortgage LLC doesn’t discriminate and offers its services with the same amount of zest to first-time home buyers, experienced investors, and everyone in between. Some of the loan types they offer include:
- Conventional loans
- FHA loan
- VA loans
- Jumbo loans
- Short-term rental loans
In 2024, this company successfully closed 144 loans with a total volume of $41,149,338.
12. The Orlicki Group
The Orlicki Group was founded by Oliver Orlicki, an experienced loan officer. Headquartered in Tampa, the company prides itself on offering customized mortgage solutions with competitive rates and honest expert guidance. Their focus is on building strong customer relationships, something they feel other mortgage brokers neglect to do.
The Orlicki Group offers various mortgage solutions to their clients, including:
- Conventional loans
- FHA loans
- VA loans
- Jumbo Loans
- Adjustable-rate loans
In 2024 alone, this company has managed to close 80 loans with a total volume of $35,630,062.
13. Nonresident Investor
Nonresident Investor is a mortgage broker funding mortgages since 2020. We are positioned to be a leading online platform for US nonresidents looking to finance their investment properties. From the beginning, Nonresident Investor noticed that there is a lack of resources and education surrounding the US mortgage market for nonresidents, even when the US mortgage market is super saturated with these materials. We offer specific advice to all of our clients through our Mortgage Brokerage. To help clients capitalize on the US Real Estate Market, we have learned from these other leading mortgage brokers in areas like technology, pricing, and products to create a valuable, cost-effective, and efficient funding process for our clients.
We operate in Florida and all 50 US states with an ever-growing network of 300+ mortgage lenders and private money lenders. This allows us to offer customized financial solutions to every one of our clients and ensure each one of them fulfills their financial and investment goals. In the time we’ve been operating, we’ve helped hundreds of clients obtain US mortgages and buy their dream properties, funding 419 loans worth $86,234,230 since 2020.
We offer various types of mortgage solutions, with the most popular among them being:
As experienced brokers, we understand that a lot of people have questions about the mortgage process. That’s why we’ve decided to operate as a full-service mortgage broker that helps our clients through the entire home-buying process. We connect them with real estate agents with a deep understanding of the local markets and provide tax, mortgage, and company formation services for those looking to buy investment properties.
To start your real estate journey now, book a free exploratory call with our mortgage expert or contact us with your question, and we’ll get back to you as soon as possible.
And, if you want to learn more, please go through our website or check out our LinkedIn and YouTube pages.
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